TheCarInsuranceGuide.com has conducted pricing research on policies sold to nonstandard drivers by top carriers in major metropolitan areas. In addition, we've conducted interviews with agents to gather opinions on the pricing and coverage offered to drivers with accidents, tickets, or DUIs on record by top insurers. The comments and rating included in our nonstandard driver reviews are the product of this proprietary research. That said, auto insurance pricing made available to these drivers can vary significantly based on a multitude of factors, and we recommend drivers take the time to compare multiple highly rated insurers before purchasing a policy.