TheCarInsuranceGuide.com has conducted pricing research on policies sold to safe drivers by top carriers within major metropolitan areas. In addition, we've conducted interviews with agents to gather opinions on pricing and coverage options made available to safe drivers by top insurers in the country. The comments and ratings included in our safe driver reviews are the product of this proprietary research. That said, offerings made to safe drivers vary significantly, and we recommend drivers take the time to compare multiple highly rated insurers before purchasing a policy.