TheCarInsuranceGuide.com

Car Insurance Companies
with Best Prices in 2025

Reviews and ratings on the Car Insurance Companies with the best prices.
Get coverage, premium and discount information from our list of Top Car Insurance companies.

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Best Car Insurance Prices in

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Ratings Methodology

TheCarInsuranceGuide.com has conducted pricing research in the top metropolitan areas with the major auto insurance carriers. In addition, we've conducted interviews with agents to gather opinions on pricing by the major carriers. The comments and ratings of our best pricing reviews is the product of this proprietary research. That said, auto insurance pricing can vary greatly and we recommend you get multiple quotes from different highly rated carriers.

Pricing Ratings

Pricing Ratings Highlights

Esurance

Pricing Score

Esurance

Our auto Insurance agent respondents thought Esurance was a price leader, particularly when it came to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.

See car insurance offer from Esurance
Geico

Pricing Score

Geico

Just as their advertisements suggest, GEICO has some of the lowest rates around. They offer very competitive pricing for drivers who don't have any sorts of blemishes on their driving record in particular -- their pricing tends to be less competitive for those who have tickets, accidents or other issues on record.

See car insurance offer from Geico
Progressive

Pricing Score

Progressive

Our pricing research found Progressive to consistently have the best or second best pricing across both different regions and different driver types. Whether you are a higher risk driver or a premium driver, you can expect a low rate with them. We recommend all drivers get a quote from Progressive in order to see just how much you could save.

See car insurance offer from Progressive
Lemonade

Pricing Score

Lemonade

As with their other insurance offerings, Lemonade has some of the lowest rates available for car insurance. Quotes start as low as $30 a month.

See car insurance offer from Lemonade
Root Insurance

Pricing Score

Root Insurance

Root's approach to pricing is revolutionary and typically saves drivers lots of money. The trade off is allowing Root to monitor your driving prior to them offering you a price. So long as you do well on their driving tracking, you may save a fair amount simply by being a safe driver.

See car insurance offer from Root Insurance
USAA Auto

Pricing Score

USAA Auto

USAA ranks as one the most inexpensive options when it comes to car insurance, and their wide array of discounts makes it even easier to save for those who qualify.

See car insurance offer from USAA Auto
HiRoad

Pricing Score

HiRoad

As a result of their focus on driver behavior, HiRoad offers some of the lowest rates in the industry -- particularly for safe drivers.

See car insurance offer from HiRoad
Infinity

Pricing Score

Infinity

Overall, Infinity offers very competitive rates, particularly when it comes to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.

See car insurance offer from Infinity
Hugo Insurance

Pricing Score

Hugo Insurance

Hugo's pricing is great, so long as you don't drive more than 7,500 miles per year. Their pricing system and service is a whole is set up to benefit infrequent drivers.

See car insurance offer from Hugo Insurance
Mile Auto

Pricing Score

Mile Auto

Pricing through Mile Auto is fantastic if you are are a match for telematics. Drivers who rarely get in the car can save a huge amount by switching to a pay-per-mile insurance, but buyer beware -- a sudden long-distance trip can easily spike your bill.

See car insurance offer from Mile Auto
Gainsco

Pricing Score

Gainsco

Gainsco offers competitive pricing, particularly for drivers in the "nonstandard" category -- that is, drivers with blemishes on their record, a patchy insurance history, or young drivers.

See car insurance offer from Gainsco
Metromile

Pricing Score

Metromile

Metromile offers very competitive rates for drivers with clean records and low mileage counts. For consumers who do not fall into this group, the pricing is much less competitive.

See car insurance offer from Metromile
AAA Southern California

Pricing Score

AAA Southern California

Regarding price, AAA is generally average. Depending on your location, your driving history, and any discounts or bundling options you take advantage of, their rates will vary significantly.

See car insurance offer from AAA Southern California
AAA Southern California

Pricing Score

AAA Southern California

Regarding price, AAA is generally average. Depending on your location, your driving history, and any discounts or bundling options you take advantage of, their rates will vary significantly.

See car insurance offer from AAA Southern California
AARP Auto Insurance from The Hartford

Pricing Score

AARP Auto Insurance from The Hartford

Pricing is somewhat higher than the average with The Hartford. Older drivers can expect to pay higher rates no matter who they purchase insurance through -- one benefit of this company is that senior drivers have a lower chance of being rejected, however.

See car insurance offer from AARP Auto Insurance from The Hartford
Clearcover

Pricing Score

Clearcover

Low prices are available because Clearcover doesn't spend on branding and focused on using cutting edge technology.

See car insurance offer from Clearcover
Dairyland

Pricing Score

Dairyland

Pricing with Dairyland is rather good when it comes to higher risk driver profiles -- a set of drivers who otherwise tend to struggle to find affordable rates from most providers. For premium drivers however, this may not be the best choice as the company does not cater its policies towards that driver type.

See car insurance offer from Dairyland
Jupiter

Pricing Score

Jupiter

Jupiter offers great pricing to drivers who are typically considered nonstandard or high risk. While these driver types usually struggle to find affordable insurance with most carriers, Jupiter actually caters to them. Conversely, drivers with clean records may want to look elsewhere.

See car insurance offer from Jupiter
LOOP

Pricing Score

LOOP

Pricing is where LOOP really shines, as they utilize telematics to provide fairer insurance costs to all drivers. Your rates will be calculated based on how you drive rather than on who you are. Some of the factors taken into consideration? Typical speed, mileage, and phone usage while driving. Factors you don't need to worry about? Your credit score.

See car insurance offer from LOOP
Mercury

Pricing Score

Mercury

Mercury's pricing varies dramatically across geographic regions, either coming out to be average or great depending on where a driver lives. In California especially, they're hard to beat.

See car insurance offer from Mercury
Safe Auto

Pricing Score

Safe Auto

Safe Auto is a leader when it comes to price, particularly among the nonstandard sector of auto insurance. As they cater to drivers with tickets/accidents on record and insufficient insurance histories, they offer these driver types low rates -- which would be unheard of for most insurance carriers.

See car insurance offer from Safe Auto
Travelers

Pricing Score

Travelers

Rates with Travelers range from great to average. While you can get a great quote from them, it's best to be aware that the company generally emphasizes its highly rated customer service and products over its pricing.

See car insurance offer from Travelers
Bristol West

Pricing Score

Bristol West

As an insurer primarily focused on serving high-risk drivers, Bristol West is certainly not the cheapest insurance plan on the market. However, high-risk drivers traditionally pay higher rates than average through any insurer, with most drivers in this category struggling to even find a carrier willing to insure them. With that in mind, this company's prices are fair given their business niche.

See car insurance offer from Bristol West
Compare

Pricing Score

Compare

As multiple companies are reviewed, consumers are in the driver's seat. They can choose a competitive price from Compare's panel of auto insurance companies.

See car insurance offer from Compare
Direct Auto

Pricing Score

Direct Auto

Direct Auto offers very competitive rates, particularly when it comes to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.

See car insurance offer from Direct Auto
Doc Auto Insurance

Pricing Score

Doc Auto Insurance

Customers are largely happy with the rates Doc Auto has to offer.

See car insurance offer from Doc Auto Insurance
Experian

Pricing Score

Experian

Experian's service is specifically geared towards finding drivers the best prices available at any given time.

See car insurance offer from Experian
Get My Quotes Now

Pricing Score

Get My Quotes Now

Get My Quotes Now offers a variety of quotes from different carriers, so you can expect a huge range when it comes to policy price.

See car insurance offer from Get My Quotes Now
InsuredNation

Pricing Score

InsuredNation

As several options from different carriers will be offered, low prices are sure to be available.

See car insurance offer from InsuredNation
Insurify

Pricing Score

Insurify

Insurify's model is to provide insurance policy pricing from multiple carriers. Consumers can compare pricing and select the best for them. However, Insurify currently doesn't work with several of the lowest cost insurance companies from our pricing research.

See car insurance offer from Insurify
Novo

Pricing Score

Novo

Novo bases pricing on driver behavior, rather than only on traditional factors such as age or location. This offers safe drivers a strong advantage, as they may find their rates are lower with this system.

See car insurance offer from Novo
Savvy Car Insurance

Pricing Score

Savvy Car Insurance

Savvy is a free service that makes it a goal to find you lower car insurance rates. Once you upload your current insurance information, they'll search through hundreds of other carriers to find you something more affordable.

See car insurance offer from Savvy Car Insurance
State Farm

Pricing Score

State Farm

Though not particularly competitive in this area, State Farm's pricing is average for the market. For consumers interested in an easy, personalized insurance experience, this might be worth the added cost.

See car insurance offer from State Farm
The Zebra

Pricing Score

The Zebra

In our pricing research, The Zebra often provided rates from some of the less well known brands that were very competitive.

See car insurance offer from The Zebra
21st Century

Pricing Score

21st Century

21st Century is reasonably priced, generally coming in as low-to-average in this regard. If you want a combination of good service and affordability, this might be the right carrier to look into.

See car insurance offer from 21st Century
Allstate

Pricing Score

Allstate

Allstate's pricing is generally fair, though not the cheapest in the industry. Their quality customer service, however, can make up the difference in price for drivers that prioritize customer experience, according to multiple survey respondents.

See car insurance offer from Allstate
Branch Insurance

Pricing Score

Branch Insurance

Prices are generally low, especially if customers take advantage of bundling and friend referral discounts. Branch also offers the Community Pledge program, which gives discounts to drivers who get other Branch customers to vouch that they wouldn't commit insurance fraud.

See car insurance offer from Branch Insurance
Clutch Insurance

Pricing Score

Clutch Insurance

Our auto Insurance agent respondents thought Clutch Insurance offered very competitive rates, particularly when it came to consumers that other insurance companies regard as risky, e.g., young drivers or drivers with accidents or tickets.

See car insurance offer from Clutch Insurance
Elephant

Pricing Score

Elephant

How competitive Elephant's pricing is will vary depending on what type of driver you are and what discounts you're eligible for. If you take advantage of multiple discounts, they can make a significant dent on your rates. Getting a quote is the easiest way to see how much you could potentially save.

See car insurance offer from Elephant
Liberty Mutual

Pricing Score

Liberty Mutual

Regarding price, Liberty is average overall. While their prices vary by region, offering the lowest rates possible simply is not their business model -- instead, they focus on providing quality service and coverage.

See car insurance offer from Liberty Mutual
Plymouth Rock Assurance

Pricing Score

Plymouth Rock Assurance

As far as pricing goes, Plymouth Rock's rates are slightly higher than those of other major companies. However, these higher costs generally lead to better coverage, as their policies cover drivers in a wider variety of situations.

See car insurance offer from Plymouth Rock Assurance
Hub - Auto

Pricing Score

Hub - Auto

As a quote comparison site, one of VIU's biggest focuses is getting its customers the lowest rates possible.

See car insurance offer from Hub - Auto
Jerry

Pricing Score

Jerry

Prices will vary depending on the carrier you ultimately pick -- but Jerry's goal is always to save drivers like you money.

See car insurance offer from Jerry
Agile Rates

Pricing Score

Agile Rates

As multiple companies are reviewed, consumers are in the driver's seat. They can choose a competitive price.

See car insurance offer from Agile Rates
Answer Financial

Pricing Score

Answer Financial

Drivers are offered competitive pricing from a variety of insurers, and can ultimately choose the best option for themselves.

See car insurance offer from Answer Financial
AutoInsurance.com

Pricing Score

AutoInsurance.com

As a comparison service, prices vary by carrier. Affordable options are available.

See car insurance offer from AutoInsurance.com
AutoInsurance.org

Pricing Score

AutoInsurance.org

With many insurance choices available, drivers are sure to find competitively priced options.

See car insurance offer from AutoInsurance.org
Bankrate

Pricing Score

Bankrate

Price will depend on the provider, but Bankrate specifically aims to find its users the lowest rates possible.

See car insurance offer from Bankrate
Best Auto Insurance

Pricing Score

Best Auto Insurance

Prices are competitive due to the comparative nature of the site.

See car insurance offer from Best Auto Insurance
Car Insurance MKT

Pricing Score

Car Insurance MKT

Pricing will depend on the chosen carrier, but with lots of options available, drivers will definitely find affordable rates.

See car insurance offer from Car Insurance MKT
CarInsurance.net

Pricing Score

CarInsurance.net

As this is a comparison site, users can expect affordable pricing.

See car insurance offer from CarInsurance.net
Cheaper-Quotes.com

Pricing Score

Cheaper-Quotes.com

Prices will vary by carrier, but Cheaper Quotes makes it simple to find the lowest prices possible by bringing comparisons right to you. They make it easy to find affordable options.

See car insurance offer from Cheaper-Quotes.com
Comparisons.org

Pricing Score

Comparisons.org

This site makes it easy to find multiple affordable options in one convenient place.

See car insurance offer from Comparisons.org
Everquote

Pricing Score

Everquote

EverQuote's system is specifically designed to help you find the lowest prices available. After considering your driving history, they will tailor your results to match your goals and your budget.

See car insurance offer from Everquote
FinanceBuzz

Pricing Score

FinanceBuzz

FinanceBuzz is a great way to view a wide variety when it comes to policy rates.

See car insurance offer from FinanceBuzz
Finder

Pricing Score

Finder

With lots of carriers to choose from, drivers have the ability to choose the best possible pricing for themselves.

See car insurance offer from Finder
Gabi

Pricing Score

Gabi

As you will be sent multiple quote options, prices will vary. On average, customers save $825 a year.

See car insurance offer from Gabi
Insurance Rates for Less

Pricing Score

Insurance Rates for Less

As Insurance Rates for Less sends each customer multiple quotes from different carriers, prices vary. Most customers find low-cost policies using this service.

See car insurance offer from Insurance Rates for Less
InsuranceHoney

Pricing Score

InsuranceHoney

As this service compares multiple carriers and brokers, drivers can choose the best possible rates for themselves.

See car insurance offer from InsuranceHoney
Insure.com

Pricing Score

Insure.com

Pricing varies based on the carrier you go with.

See car insurance offer from Insure.com
National Auto Quotes

Pricing Score

National Auto Quotes

National Auto Quotes compiles the lowest rates from top carriers in one place, making this a great service for the thrifty driver.

See car insurance offer from National Auto Quotes
National Family Assurance

Pricing Score

National Family Assurance

As National Family Assurance works with multiple carriers, they offer an extensive range of price options.

See car insurance offer from National Family Assurance
NerdWallet

Pricing Score

NerdWallet

Pricing will change depending on the carrier and policy type you opt for. NerdWallet strives to make quote comparisons accessible to its users.

See car insurance offer from NerdWallet
Otto Insurance

Pricing Score

Otto Insurance

By making quote comparisons accessible, Otto is a great service that allows drivers to easily find low rates.

See car insurance offer from Otto Insurance
Peklava

Pricing Score

Peklava

RateZip is a quote comparison site -- as such, pricing will depend on the carrier you choose to purchase a policy from.

See car insurance offer from Peklava
Pretected

Pricing Score

Pretected

As this is a quote comparison platform, prices are competitive.

See car insurance offer from Pretected
Provide Insurance

Pricing Score

Provide Insurance

With many options being compared at once, users can find affordable policies.

See car insurance offer from Provide Insurance
Quote By Zip

Pricing Score

Quote By Zip

As many carriers will be suggested, drivers can expect to find competitive rate options.

See car insurance offer from Quote By Zip
QuoteWizard

Pricing Score

QuoteWizard

Pricing will depend on the provider you go with, but in general QuoteWizard operates under the presumption that consumers are looking for the best deals possible.

See car insurance offer from QuoteWizard
SavingsJoy

Pricing Score

SavingsJoy

As this service compares multiple carriers and brokers, drivers can choose the best possible rates for themselves.

See car insurance offer from SavingsJoy
Smart Financial

Pricing Score

Smart Financial

As this service is based on comparison, carriers tend to offer competitive pricing.

See car insurance offer from Smart Financial
Spark Auto Insurance

Pricing Score

Spark Auto Insurance

By sending several quotes from different providers to each customer, Spark Auto offers customers a variety of price points, including low-cost options.

See car insurance offer from Spark Auto Insurance
Squeeze

Pricing Score

Squeeze

Pricing will depend on the carrier you choose. Squeeze attempts to find its users the lowest pricing currently available, but results will vary.

See car insurance offer from Squeeze
The Rate Chopper

Pricing Score

The Rate Chopper

As many insurance options will be provided and the price will depend on the carrier, drivers will have a variety of competitively priced plans to choose from.

See car insurance offer from The Rate Chopper
Ultimate Insurance

Pricing Score

Ultimate Insurance

Price will depend on the provider, but in general Ultimate Insurance works to find you the lowest rates possible.

See car insurance offer from Ultimate Insurance
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