Experian

The Car Insurance Guide

Overall Personalized Rating: 4.2/5 (Very Good)

Summary

Experian is an American-Irish credit reporting company that offers convenient car insurance comparisons to consumers in the U.S. Working with more than 40 top-rated insurers, Experian strives to offer customers a better insurance shopping experience by making their service the fastest, easiest, and least expensive way to find insurance.

Key Benefits

Fast quote comparisons to get the best rates possible
See offers from 40+ top carriers
Results tailored to fit your individual driving needs

Ratings Summary

Ratings Highlights

Overall Rating

Drivers looking for a quicker way to shop car insurance with the help of a trustworthy brand should look no further than Experian. Their site makes quote comparisons from top carriers easy, allowing drivers everywhere to save big.

Pricing

Experian's service is specifically geared towards finding drivers the best prices available at any given time.

Handling Claims

Each carrier handles claims differently. As Experian works with the top brands, you can expect good service in most cases.

Uninsured Drivers

Uninsured drivers who are struggling to find suitable insurance will benefit from using Experian's service.

Young Drivers

Drivers under 26 may find it easier to get insured by using Experian's free comparison service. They will take your age into account and find the carriers willing to cover you within seconds.

Bundling Auto with Other Insurance Types

Bundling options will depend on the carrier.

Drivers with Tickets/Accidents

Drivers with a notable record should give Experian a try, as they will simplify the carrier comparison process and make it easier to get a good quote from a top brand.

Premium Driver

Premium drivers interesting in getting the lowest price may want to consider Experian, as their service is designed to simplify the quote shopping experience.

Company Background

Based in Ireland, Experian is a finance and credit reporting company founded in 1996. The company works with millions of customers worldwide to provide accurate and useful financial information to both consumers and businesses.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.