Ultimate Insurance

The Car Insurance Guide

Overall Personalized Rating: 4/5 (Very Good)

Summary

As a comparison site, Ultimate Insurance looks at the top providers in auto insurance and finds the best deals for drivers just like you.

Key Benefits

Quick auto quote comparisons
Results that meet your needs in seconds
See what the top lenders have to offer

Ratings Summary

Ratings Highlights

Overall Rating

If you are in need of a quick, convenient way to shop car insurance and you're tired of doing the research yourself, give Ultimate Insurance a try. They compare all of the top providers and find you the best matches, all for free.

Pricing

Price will depend on the provider, but in general Ultimate Insurance works to find you the lowest rates possible.

Handling Claims

Claims experiences will vary by provider.

Uninsured Drivers

If you are currently uninsured and searching for a new provider, Ultimate Insurance can help.

Young Drivers

If you're under 26, consider using Ultimate Insurance to find the carriers that have fantastic deals for your age group.

Bundling Auto with Other Insurance Types

Bundling will depend on the provider.

Drivers with Tickets/Accidents

Drivers with notable records have a harder time getting insured, which is why comparison services such as Ultimate Insurance are a particularly great option for this group -- they do the research for you.

Premium Driver

Are you a premium driver simply looking for the best deal? Ultimate Insurance is a great, free comparison service that makes the hunt for quality coverage easier.

Company Background

Ultimate Insurance is a carrier comparison service offering its product for free. The company works to make insurance shopping simple for all drivers.

The Car Insurance Guide's Reviews Methodology

The Car Insurance Guide uses a proprietary algorithm to evaluate the car insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of driver, bundling, and driver type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the driver. The data comes from research The Car Insurance Guide conducts as an invite-only annual survey and from interviews with car insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Car Insurance Guide's 2025 reviews by third parties without the express written consent of The Car Insurance Guide is strictly prohibited.